Automated Bank Statement Review for Underwriting Teams

Automate first-pass bank statement review, route attention to exceptions, and give underwriting teams consistent decision-ready reports.

Book Demo →See workflow
● ● ●   analysis / complete
Summit Home Services● COMPLETE
AVG DEPOSITS$74,960
AVG BALANCE$7,840
NSF EVENTS3
TRANSACTIONS1,284
RECOMMENDATION: REVIEW

Stable revenue, but recent negative days and recurring debt need review.

Stop doing the work software should handle

Experienced underwriters spend too much time finding basic figures. Different review habits also create uneven decisions and difficult quality control.

×Senior talent consumed by extraction
×Inconsistent reviewer summaries
×Backlogs during volume spikes

From PDF to decision in four steps

1

Upload

Add one or more bank statement PDFs.

2

Analyze

Extract cash-flow metrics and scan every transaction.

3

Review

Focus on exceptions, trends, and evidence.

4

Decide

Export a consistent decision-ready report.

Features relevant to your workflow

✓ Exception-first review

Prioritize NSFs, negative days, changes, and obligations.

✓ Consistent reports

Use the same metrics, flags, and evidence.

✓ Team workspace

Support shared operations, not isolated sheets.

✓ API automation

Connect an LOS, CRM, or intake process.

A clear answer with evidence

Each report connects its recommendation to cash-flow metrics and transaction patterns.

ILLUSTRATIVE DATA

REVIEW

Stable revenue, but recent negative days and recurring debt need review.

Start at the volume that fits today

Team and volume pricing can be mapped to seats and integrations.

View pricing →

Frequently asked questions

Can we keep human approval controls?

Yes. StatementScrub supports judgment; your team retains authority.

How fast is the analysis?

Most bank statement reports are completed in under 30 seconds.

What statement formats are supported?

Upload standard PDF statements from major US banks and credit unions.

Does StatementScrub make the final lending decision?

No. It provides decision support and evidence; your team and credit policy retain final authority.

Make the next review the easy one.

Get decision-ready analysis in under 30 seconds.

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