Bank Statement Analysis Software for Business Lenders
Turn business bank statement PDFs into consistent cash-flow insights, risk flags, and faster small-business lending decisions.
Stable operating deposits, strong liquidity, and no material exceptions.
Stop doing the work software should handle
Bank statements may be the clearest view of operating health, but manual review is slow, inconsistent, and vulnerable to missed warnings.
From PDF to decision in four steps
Upload
Add one or more bank statement PDFs.
Analyze
Extract cash-flow metrics and scan every transaction.
Review
Focus on exceptions, trends, and evidence.
Decide
Export a consistent decision-ready report.
Features relevant to your workflow
✓ Monthly cash-flow trends
Compare deposits, withdrawals, and volatility.
✓ Liquidity indicators
See average and minimum balances and negative days.
✓ Obligation detection
Highlight recurring loan and MCA debits.
✓ Decision summary
Provide a recommendation with reasons.
A clear answer with evidence
Each report connects its recommendation to cash-flow metrics and transaction patterns.
APPROVE
Stable operating deposits, strong liquidity, and no material exceptions.
Start at the volume that fits today
Choose pay-as-you-go or volume pricing with API access.
View pricing →Frequently asked questions
Does it separate transfers from revenue?
It highlights likely transfers and non-operating deposits for validation.
How fast is the analysis?
Most bank statement reports are completed in under 30 seconds.
What statement formats are supported?
Upload standard PDF statements from major US banks and credit unions.
Does StatementScrub make the final lending decision?
No. It provides decision support and evidence; your team and credit policy retain final authority.
Make the next review the easy one.
Get decision-ready analysis in under 30 seconds.