Bank Statement Analysis for Non-QM Mortgage Brokers
Review self-employed borrower bank statements faster, summarize deposit income, and catch issues before submitting a non-QM loan.
Stable deposits with one isolated overdraft and no recurring MCA payments.
Stop doing the work software should handle
Brokers spend hours calculating deposits, reviewing transfers, and finding obligations—only to discover issues after submission.
From PDF to decision in four steps
Upload
Add one or more bank statement PDFs.
Analyze
Extract cash-flow metrics and scan every transaction.
Review
Focus on exceptions, trends, and evidence.
Decide
Export a consistent decision-ready report.
Features relevant to your workflow
✓ Deposit income summary
See month-by-month deposits and averages.
✓ Transfer identification
Highlight likely transfers requiring validation.
✓ Cash-flow stability
Review balances, NSFs, and consistency.
✓ Obligation signals
Surface recurring payments affecting the scenario.
A clear answer with evidence
Each report connects its recommendation to cash-flow metrics and transaction patterns.
PROCEED
Stable deposits with one isolated overdraft and no recurring MCA payments.
Start at the volume that fits today
Try 3 analyses free. Flexible packs suit changing broker volume.
View pricing →Frequently asked questions
Does it calculate qualifying income?
It summarizes deposits and cash flow; final income must follow lender guidelines.
How fast is the analysis?
Most bank statement reports are completed in under 30 seconds.
What statement formats are supported?
Upload standard PDF statements from major US banks and credit unions.
Does StatementScrub make the final lending decision?
No. It provides decision support and evidence; your team and credit policy retain final authority.
Make the next review the easy one.
Get decision-ready analysis in under 30 seconds.