MCA Underwriting Software for Lenders
Standardize MCA underwriting with automated cash-flow analysis, risk flags, and decision-ready bank statement reports.
Consistent revenue, positive balances, and no active MCA debits.
Stop doing the work software should handle
High volume forces lenders to choose between speed and consistency while risk signals remain buried across hundreds of transactions.
From PDF to decision in four steps
Upload
Add one or more bank statement PDFs.
Analyze
Extract cash-flow metrics and scan every transaction.
Review
Focus on exceptions, trends, and evidence.
Decide
Export a consistent decision-ready report.
Features relevant to your workflow
✓ Automated risk flags
Flag negative days, NSFs, declines, and possible stacking.
✓ Revenue normalization
Summarize deposits and separate likely transfers.
✓ API access
Submit PDFs and receive structured results.
✓ Team consistency
Apply one repeatable review format.
A clear answer with evidence
Each report connects its recommendation to cash-flow metrics and transaction patterns.
APPROVE
Consistent revenue, positive balances, and no active MCA debits.
Start at the volume that fits today
Volume plans lower per-report cost and include team and API options.
View pricing →Frequently asked questions
Can it identify stacking risk?
It flags recurring funder-like debits and overlapping repayment patterns.
How fast is the analysis?
Most bank statement reports are completed in under 30 seconds.
What statement formats are supported?
Upload standard PDF statements from major US banks and credit unions.
Does StatementScrub make the final lending decision?
No. It provides decision support and evidence; your team and credit policy retain final authority.
Make the next review the easy one.
Get decision-ready analysis in under 30 seconds.