True Revenue Analysis From Bank Statements

Estimate true operating revenue by distinguishing customer deposits from transfers, loans, reversals, and other non-revenue credits.

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● ● ●   risk signals / complete
Sample Business Account● ANALYZED
PRIMARY METRIC$126,800
SECONDARY METRIC$104,250
REVIEW AMOUNT$22,550
STATUSSTABLE
Estimated operating revenue is 82.2% of gross deposits after likely transfers and loan proceeds.

Important signals should not stay buried

Gross credits are not the same as business revenue. Internal transfers, loan proceeds, refunds, and one-time deposits can inflate top-line figures and distort repayment capacity.

×Transfers counted as sales
×Loan proceeds inflate deposits
×One-time credits distort averages

How the analysis works

01

Upload

Add one or more bank statement PDFs.

02

Extract

Normalize every deposit, debit, balance, and transaction description.

03

Detect

Apply feature-specific analysis and connect flags to source evidence.

04

Review

Use the summary and supporting transactions in your decision workflow.

What StatementScrub checks

✓ Deposit classification

Organize credits into likely operating and non-operating categories.

✓ Transfer indicators

Identify repeated inter-account transfers and matching movements.

✓ Adjusted revenue view

Compare gross deposits with estimated operating revenue.

✓ Trend analysis

Show month-over-month revenue stability, growth, and declines.

Clear finding. Traceable evidence.

Illustrative result shown for demonstration; every live report reflects the uploaded statements.

RESULT

STABLE

Estimated operating revenue is 82.2% of gross deposits after likely transfers and loan proceeds.

Flexible from the first report

Three analyses are free. Flexible credit packs and volume plans let teams pay for the usage they need.

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Frequently asked questions

How is true revenue estimated?

StatementScrub reviews transaction descriptions, counterparties, recurrence, transfer patterns, reversals, and likely financing proceeds. Reviewers can validate the result.

How quickly are results available?

Most statement analyses complete in under 30 seconds.

Does this replace an underwriter?

No. StatementScrub organizes evidence and flags risk; your team retains final decision authority.

Can I try it before choosing a plan?

Yes. New accounts include 3 free analyses and require no credit card.

See the signal before making the decision.

Start with 3 free analyses. No credit card required.

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